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The Million Dollar Baby Plan


The Million Dollar Baby is an asset class of life insurance that has been around for over 100 years. It grows at a steady pace and you are able to use it to create your own financing system, which can turn your expenses into income. Jim Pattison used one of these plans to finance his very first dealership, and Walt Disney used his life insurance policy to get the funding to create Disneyland. Talk about a secret of the wealthy!

Other fancy names for this type of policy are “Bank on Yourself, Infinite Banking, Cash Flow Banking and Become Your Own Banker.”

The benefits of the plan:

  • Tax-free growth
  • Use the funds for tax-free income
  • The value of your asset can only go up!
  • You can use the funds in the plan, while it continues to grow
  • Steady, predictable growth of more than 5%
  • A track record of over 100 years of always positive returns
  • The parents or grandparents can own and control the policy for as long as they like
  • Ownership can be handed over to the child at anytime, once they are an adult (what a great wedding gift!)
  • This is an asset that either you, or your child, can use for retirement!

Million Dollar Baby is an amazing asset you can give you child, that grows every year. Unlike an RESP, it can be used to fund any purchase in your child’s life, not just education!

So What Are We Talking About?

The Million Dollar Baby Plan is an investment vehicle that allows you to safely maximize your returns, regardless of market volatility, and create long lasting wealth. You can access your money tax free at any time for any purpose. The unique advantage about this is that when you access the money, your account looks like you never touched a dime, and therefore not interrupting the compounding growth in your account.

Wealth Transfer

The Million Dollar Baby Plan is the perfect solution to ensuring a tax efficient transfer of wealth. A participating whole life insurance policy contains the non-taxable benefit of permanent life insurance, which will enhance the value of your estate, without tax implications. This savings vehicle is the perfect gift to give your child to ensure they have a bright future, and best of all, you are able to use the funds for anything, including education, a down payment on a home, or to even start a business.

What Are You Waiting For?


Many individuals are aware of the death benefits of an insurance policy, but the living benefits are rarely heard of or unexplained. We assist our clients to create and control their own banking system utilizing Participating Whole Life Insurance in a way that would allow them to turn their expenses into a warehouse of wealth. Find out more by contacting us today!